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The mortgage mess -- to refinance or modify (Reno Gazette-Journal)
Posted: June 21st, 2009, 7:47am CDT
As notice of default filings climb to unprecedented levels throughout our community, through the Western region, Florida and other parts of our country, the federal government is, once again, on it's way to the rescue. The Obama administration's "Making Home Affordable Program" claims it will save as many as nine million homeowners from foreclosure. Considering the crime that brought about the ... -
Low appraisals nip real estate deals (The Tennessean)
Posted: June 21st, 2009, 2:25am CDT
As real estate values slip and as banks tighten lending requirements, appraisals are killing deals or pushing banks to require homebuyers to come up with even more cash at closing. Real estate sales were off about 29 percent in May compared with the prior year, and many who do want to buy a home or refinance are finding plenty of roadblocks. -
Higher rates on option ARMs threaten housing recovery (Detroit Free Press)
Posted: June 21st, 2009, 2:22am CDT
Shirley Breitmaier's mortgage payment started out at $98 when she refinanced her three-bedroom home in Galt, Calif., in 2007. The 73-year-old widow may see it jump to $3,500 a month in two years. Breitmaier took out a payment-option adjustable rate mortgage, a loan popular during the housing boom for its initially low minimum payments. -
PAETEC plans to refinance to space out debt (Rochester Democrat and Chronicle)
Posted: June 21st, 2009, 2:16am CDT
Perinton telecommunications company PAETEC Holding Corp. is refinancing a sizable portion of its debt now in anticipation that doing so could get more difficult in three to four years.